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BPCL SBI Card Octane
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BPCL SBI Card Octane

BPCL SBI Card Octane is a paid credit card from SBI Card. It is mainly useful for Fuel. This page explains its joining fee, annual fee, rewards and benefits, lounge access, useful platforms, pros, cons and who should consider this card.

Fuel Free Lounge
Card Details

BPCL SBI Card Octane details at a glance

Bank
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SBI Card
Annual Fee
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₹ 1499, Annual fee waiver on spending above ₹ 2 Lakh in a year.
Joining Fee
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₹ 1499
Joining Bonus
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Get 6000 bonus reward points worth ₹1500 on payment of annual fee.
Best For
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Fuel
Cashback & Rewards
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  • 6.25% value back as 25 reward points on every ₹ 100 spent on BPCL Fuel and Lubricants, upto 2500 reward points per month.
  • 6.25% value back as 25 reward points on every ₹ 100 spent on Bharat Gas app & website only, upto 500 reward points per month.
  • 10X Reward Points on every ₹ 100 spent at Dining, Departmental Stores, Grocery & Movies (up to 7,500 Reward Points per month)
  • 1% fuel surcharge waiver on transactions up to ₹4,000 (maximum waiver of ₹100/month)
  • 1 Reward Point = ₹ 0.25
Perks
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Get e Gift Vouchers worth ₹2,000 from Aditya Birla Fashion Or Yatra Or Bata/Hush Puppies on annual spends of ₹ 3 Lakhs.
Domestic Lounge Access
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4 complimentary domestic lounge visits every year (Maximum 1 visit per quarter).
International Lounge Access
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Not Available
Useful Platforms
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Not Available
Apply
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Pros and Cons of BPCL SBI Card Octane

A quick view of where this card works well and where it may not be the best fit.

Pros

✓ Useful for users who spend on Fuel.
✓ Works well for platforms or categories like Fuel.
✓ Rewards and benefits are easy to compare from the card data.
✓ Complimentary lounge access is available as per current card data.

Cons

✗ Annual fee applies if value recovery or fee waiver is not achieved.
✗ Cashback/reward caps, exclusions and eligible merchants should be checked before applying.
✗ Not ideal if your spending is outside its main benefit categories.
✗ Final approval depends on bank policy, income, credit profile and documents.

Who Should Consider BPCL SBI Card Octane?

This card is not for everyone. It is more useful for users with specific spending patterns.

Good Fit For

✓ Users who spend regularly on Fuel.
✓ Users who want card benefits aligned with their actual monthly spending.
✓ People who compare fees, rewards and benefit caps before applying.
✓ Users who can recover value from the card benefits.

May Not Be Ideal For

✗ Users whose main spending is outside this card’s benefit categories.
✗ Users looking mainly for unrelated premium travel, hotel or concierge benefits.
✗ Users who do not want to track reward caps, exclusions or terms.
✗ Users who want guaranteed approval without checking bank eligibility.

Not sure if BPCL SBI Card Octane is best for you?

Use CardBachat AI to compare BPCL SBI Card Octane with other cards based on your income, monthly spend, preferred platform and lounge preference.

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Frequently Asked Questions

Quick answers before you compare or apply.

Is BPCL SBI Card Octane worth it?

BPCL SBI Card Octane can be useful if your spending matches its main benefit categories such as Fuel. Always compare it with other cards before applying.

What is the annual fee of BPCL SBI Card Octane?

As per the current CardBachat card database, the annual fee is ₹ 1499, Annual fee waiver on spending above ₹ 2 Lakh in a year.. Always verify the latest terms with the bank before applying.

Does BPCL SBI Card Octane offer lounge access?

As per the current CardBachat data, lounge access details are shown above if available. Benefits can change, so verify the latest terms directly with the bank.

Who should apply for BPCL SBI Card Octane?

Users who frequently spend on Fuel may consider this card. Users with different spending patterns should compare alternatives on CardBachat first.

Disclaimer: CardBachat provides educational credit card comparison assistance only. It does not guarantee approval, cashback, rewards, lounge access, or financial benefit. Final approval depends on bank eligibility, credit score, documents, income, bank relationship, and internal policies. We may earn a commission if you apply through affiliate links, at no extra cost to you. Read the full Disclaimer.