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HSBC Live+ Credit Card
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HSBC Live+ Credit Card

HSBC Live+ Credit Card is a paid credit card from HSBC Bank. It is mainly useful for Food Delivery, Grocery, Dining Out. This page explains its joining fee, annual fee, cashback and rewards, lounge access, useful platforms, pros, cons and who should consider this card.

Food Delivery Grocery Free Lounge
Card Details

HSBC Live+ Credit Card details at a glance

Bank
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HSBC Bank
Annual Fee
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₹ 999, Annual fee waiver on spending above ₹ 2 Lakh in a year.
Joining Fee
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₹ 999
Joining Bonus
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Get ₹ 1,000 cashback when you download and log on to the HSBC India Mobile Banking app and spend ₹ 20,000 within the first 30 days of getting your card.
Best For
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Food Delivery, Grocery, Dining Out
Cashback & Rewards
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  • 10% cashback on all dining, food delivery and grocery spends on Swiggy, Zomato, Zepto, Bigbasket, Blinkit, Restraunts, Dmart, etc., upto ₹ 1000/month.
  • 1.5% unlimited cashback on most other spends.
  • ₹ 350 off on flight seat selections twice a year on domestic flights booked with MakeMyTrip.
  • Get a free 12-month Times Prime subscription giving you free access to Spotify Premium, Uber One, Discovery+, Moneycontrol Pro, Lenskart Gold and more.
  • Receive a voucher worth up to ₹ 750 for Amazon Pay, Zomato and Swiggy when you activate your card with a single transaction of ₹ 300 or more.
Perks
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No major additional perks available as per current card data.
Domestic Lounge Access
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4 complimentary domestic airport lounge visits per year, maximum 1 visit per quarter.
International Lounge Access
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Not Available
Useful Platforms
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Swiggy, Zomato, Blinkit, BigBasket, Zepto
Apply
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Pros and Cons of HSBC Live+ Credit Card

A quick view of where this card works well and where it may not be the best fit.

Pros

✓ Useful for users who spend on Food Delivery, Grocery, Dining Out.
✓ Works well for platforms or categories like Swiggy.
✓ Rewards and benefits are easy to compare from the card data.
✓ Complimentary lounge access is available as per current card data.

Cons

✗ Annual fee applies if value recovery or fee waiver is not achieved.
✗ Cashback/reward caps, exclusions and eligible merchants should be checked before applying.
✗ Not ideal if your spending is outside its main benefit categories.
✗ Final approval depends on bank policy, income, credit profile and documents.

Who Should Consider HSBC Live+ Credit Card?

This card is not for everyone. It is more useful for users with specific spending patterns.

Good Fit For

✓ Users who spend regularly on Food Delivery, Grocery, Dining Out.
✓ Users who want card benefits aligned with their actual monthly spending.
✓ People who compare fees, rewards and benefit caps before applying.
✓ Users who can recover value from the card benefits.

May Not Be Ideal For

✗ Users whose main spending is outside this card’s benefit categories.
✗ Users looking mainly for unrelated premium travel, hotel or concierge benefits.
✗ Users who do not want to track reward caps, exclusions or terms.
✗ Users who want guaranteed approval without checking bank eligibility.

Not sure if HSBC Live+ Credit Card is best for you?

Use CardBachat AI to compare HSBC Live+ Credit Card with other cards based on your income, monthly spend, preferred platform and lounge preference.

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Frequently Asked Questions

Quick answers before you compare or apply.

Is HSBC Live+ Credit Card worth it?

HSBC Live+ Credit Card can be useful if your spending matches its main benefit categories such as Food Delivery, Grocery, Dining Out. Always compare it with other cards before applying.

What is the annual fee of HSBC Live+ Credit Card?

As per the current CardBachat card database, the annual fee is ₹ 999, Annual fee waiver on spending above ₹ 2 Lakh in a year.. Always verify the latest terms with the bank before applying.

Does HSBC Live+ Credit Card offer lounge access?

As per the current CardBachat data, lounge access details are shown above if available. Benefits can change, so verify the latest terms directly with the bank.

Who should apply for HSBC Live+ Credit Card?

Users who frequently spend on Food Delivery, Grocery, Dining Out may consider this card. Users with different spending patterns should compare alternatives on CardBachat first.

Disclaimer: CardBachat provides educational credit card comparison assistance only. It does not guarantee approval, cashback, rewards, lounge access, or financial benefit. Final approval depends on bank eligibility, credit score, documents, income, bank relationship, and internal policies. We may earn a commission if you apply through affiliate links, at no extra cost to you. Read the full Disclaimer.