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Cashback SBI Card
CardBachat Card Details

Cashback SBI Card

Cashback SBI Card is a paid credit card from SBI Card. It is mainly useful for Shopping, Grocery, Travel, Food Delivery. This page explains its joining fee, annual fee, cashback and rewards, lounge access, useful platforms, pros, cons and who should consider this card.

Food Delivery Grocery Shopping
Card Details

Cashback SBI Card details at a glance

Bank
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SBI Card
Annual Fee
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₹ 999, Annual fee waiver on spending above ₹ 2 Lakh in a year.
Joining Fee
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₹ 999
Joining Bonus
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No joining bonus available as per current card data.
Best For
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Shopping, Grocery, Travel, Food Delivery
Cashback & Rewards
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  • 5% cashback on all online spends like Amazon, Flipkart, Swiggy, Zomato, Uber, Myntra , Nykaa, BookMyShow, MakeMyTrip, Blinkit, District, Zepto, Rapido, etc., upto ₹ 2000/month.
  • 1% cashback on offline spends, upto ₹ 2000/month.
  • 1% Fuel Surcharge Waiver, up to ₹ 100 per month, on fuel spends of ₹ 500 to ₹ 3,000.
Perks
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No major additional perks available as per current card data.
Domestic Lounge Access
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Not Available
International Lounge Access
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Not Available
Useful Platforms
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Amazon, Flipkart, Swiggy, Zomato, Uber, Myntra, Nykaa, BookMyShow, MakeMyTrip, Blinkit, District, Zepto
Apply
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Pros and Cons of Cashback SBI Card

A quick view of where this card works well and where it may not be the best fit.

Pros

✓ Useful for users who spend on Shopping, Grocery, Travel, Food Delivery.
✓ Works well for platforms or categories like Amazon.
✓ Rewards and benefits are easy to compare from the card data.
✓ Good option if your focus is rewards or cashback instead of lounge access.

Cons

✗ Annual fee applies if value recovery or fee waiver is not achieved.
✗ Cashback/reward caps, exclusions and eligible merchants should be checked before applying.
✗ Not ideal if your spending is outside its main benefit categories.
✗ Final approval depends on bank policy, income, credit profile and documents.

Who Should Consider Cashback SBI Card?

This card is not for everyone. It is more useful for users with specific spending patterns.

Good Fit For

✓ Users who spend regularly on Shopping, Grocery, Travel, Food Delivery.
✓ Users who want card benefits aligned with their actual monthly spending.
✓ People who compare fees, rewards and benefit caps before applying.
✓ Users who can recover value from the card benefits.

May Not Be Ideal For

✗ Users whose main spending is outside this card’s benefit categories.
✗ Users looking mainly for unrelated premium travel, hotel or concierge benefits.
✗ Users who do not want to track reward caps, exclusions or terms.
✗ Users who want guaranteed approval without checking bank eligibility.

Not sure if Cashback SBI Card is best for you?

Use CardBachat AI to compare Cashback SBI Card with other cards based on your income, monthly spend, preferred platform and lounge preference.

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Frequently Asked Questions

Quick answers before you compare or apply.

Is Cashback SBI Card worth it?

Cashback SBI Card can be useful if your spending matches its main benefit categories such as Shopping, Grocery, Travel, Food Delivery. Always compare it with other cards before applying.

What is the annual fee of Cashback SBI Card?

As per the current CardBachat card database, the annual fee is ₹ 999, Annual fee waiver on spending above ₹ 2 Lakh in a year.. Always verify the latest terms with the bank before applying.

Does Cashback SBI Card offer lounge access?

As per the current CardBachat data, lounge access details are shown above if available. Benefits can change, so verify the latest terms directly with the bank.

Who should apply for Cashback SBI Card?

Users who frequently spend on Shopping, Grocery, Travel, Food Delivery may consider this card. Users with different spending patterns should compare alternatives on CardBachat first.

Disclaimer: CardBachat provides educational credit card comparison assistance only. It does not guarantee approval, cashback, rewards, lounge access, or financial benefit. Final approval depends on bank eligibility, credit score, documents, income, bank relationship, and internal policies. We may earn a commission if you apply through affiliate links, at no extra cost to you. Read the full Disclaimer.